Understanding your Medicare Options.
Medicare Advantage (Part C)
Medicare Advantage plans are offered by Medicare-approved private insurance companies. They provide Part A and Part B benefits and may include prescription drug coverage and additional benefits.
Medicare Supplement Insurance (Medigap)
Medigap plans help cover certain out-of-pocket costs that Original Medicare doesn't pay, such as deductibles, copayments, and coinsurance.
Medicare Prescription Drug Coverage (Part D)
Part D plans help cover the cost of prescription medications. These plans are offered by Medicare-approved private insurance companies, and coverage varies by plan.
Dental Coverage for a healthier smile.
Explore dental insurance options through NCD Dental. Learn about available plans, compare coverage and benefits, and find an option that fits your dental care needs and budget.
Preventive Dental Care
Plans may cover cleanings, exams, and X-rays to help keep your mouth healthy.
Choice of Dentist
Check whether your dentist participates or compare in-network options near you.
Simple Enrollment Steps
Follow clear instructions to review plans and submit your application online or with help.
Discover PAL Premier Health Saver
Healthcare for the whole Family
Affordable flexible benefits for doctor visits hospital stays, and more
Hospital & Surgical Benefits
Set benefit amounts for eligible hospital stays, surgeries, and more.
Flexible options for your budget
Choose benefit levels that fit your needs and budget.